384. Accepting Credit Cards

📝 Translation

• Original Danny: Are you sure we should start accepting credit cards from our customers? We’ve always been a cash-only business. Katy: I think we need to for the convenience of our customers. It won’t be as big a nuisance as you think, with this new cash register. Danny: The instructions say that the merchant has to swipe the cardholder’s card at the POS. What’s that? Katy: That stands for point of sale. For us, that’s the cash register. All you have to do is take the credit card and swipe it through here, making sure that the magnetic strip is facing you. It’s simple. Danny: Do I have to write down the credit card number, the expiration date, and the security code on the back? Katy: No, the cash register does that for you automatically. It will save you a lot of time. Danny: What if the customer goes over his or her credit limit? Katy: In that case, their card is declined and we tell the customer to call the issuing bank. Danny: What if a customer disputes the charges? Katy: The credit card company will investigate, and if we have double-charged a customer or made a mistake, we’ll have to do a chargeback. We can do it easily with the cash register. Everything can be done with this machine. It’s great. Danny: What if it doesn’t work? Katy: What if what doesn’t work? Danny: What if the cash register breaks down? Katy: Um…I guess you’ll have to write down all of the information and process it when the machine is working again. Danny: Not such a timesaver, huh? Katy: But you only have to do that if it breaks down, and it won’t break down…very often. Danny: We’ll see about that!

• Chinese 丹尼:你确定我们应该开始接受客户的信用卡吗?我们一直都是只收现金的生意。 凯蒂:我认为为了客户的便利我们需要这样做。有了这台新收银机,不会像你想的那么麻烦。 丹尼:说明书上说商家必须在POS机上刷持卡人的卡。那是什么? 凯蒂:那代表销售点。对我们来说,就是收银机。你只需要拿信用卡从这里刷过去,确保磁条面向你。很简单。 丹尼:我需要记下信用卡号、有效期和背面的安全码吗? 凯蒂:不用,收银机会自动帮你做这些。这会节省你很多时间。 丹尼:如果客户超过了他或她的信用额度怎么办? 凯蒂:那样的话,他们的卡会被拒绝,我们会告诉客户打电话给发卡银行。 丹尼:如果客户对收费有异议怎么办? 凯蒂:信用卡公司会调查,如果我们重复收费或出了错,我们就得做退款。我们可以用收银机轻松完成。所有事情都可以用这台机器完成。太棒了。 丹尼:如果它不工作怎么办? 凯蒂:什么不工作? 丹尼:如果收银机坏了怎么办? 凯蒂:嗯……我想你就得把所有信息记下来,等机器再次工作时再处理。 丹尼:不那么省时了,是吧? 凯蒂:但你只有在它坏了的时候才需要那样做,而且它不会坏……不会经常坏。 丹尼:我们走着瞧吧!

• First 2026-03-09 12:22 D: Are you sure that we should start to accept customers ' credit cards? We’ve always done business only with cash. K: I think it’s necessary to do it for convenient the convenience of our customers. If we have this new cash register, it will not be so as much trouble that as you think. D: The manual says the business owner must swipe the customer’s cardholder's card at the POS. What does it that mean? K: It means sales point That stands for point of sale. For us, it’s a register. You just need to swipe a credit card through here and make sure the magnetic strip is facing you. It’s very simple. D: Do I need to write down the credit card number, valid expiration date, and the security code on the back? K: No, the register will do those that for you. It will save you much a lot of time. D: What if the amount surpass surpasses a customer’s credit limit? K: In that case, their cards card will be rejected declined and we will tell the customers to call the issue issuing bank. D: What if customers have doubt about dispute the charge? K: The credit card company will invistigate it, investigate, and if we double-charge a customer or make mistakes, we have to do a chargeback. We can easily do it with the register. All things can be done with the machine. It’s great. D: What if it doesn’t work? K: What if what doesn’t work? D: What if the register break breaks down? K: Well… I think you have to write down all of the information until and process it when the machine work is working again and handle them again. D: It doesn’t save much time, right? K: But you only need to do that when it ‘s break breaks down and it won’t break down … not usually. D: We’ll see about it that!

  > Full review: [[384. Accepting Credit Cards - Review]]
  

  Key Takeaways:

  • Declined vs Rejected: Credit cards are “declined” by the system, not “rejected.”
  • Stands for: Acronyms (like POS) “stand for” words, they don’t just “mean” them.
  • Much vs A lot of: Use “a lot of time” in positive sentences, not “much time.”
  • Singular “That”: Use “that” to refer backward to a whole process (like writing down details).

• Second 2026-03-09 19:23 D: Are you sure that we should start accepting our customers’ credit card cards? We’ve been doing business only with cash. K: I think we need to do that for the convenience of our customers. If we have this new POS, it won’t be so nauise such a nuisance like as you though thought. D: The instruction instructions says say the merchant must swipe the cardholder’s car card in at the POS. What’s that? K: That stands for point of sales sale. For us, it’s the cash register. You only have to take the credit card and swipe it through here and making , making sure the magnet magnetic strip is facing you. It’s simple. D: Do I need to write down the credit card number, the experite data expiration date, and the security code on the back? K: No, the register will do these that for you automatically. This will save you a lot of time. D: What if the customer go goes over his or her credit limit? K: In that case, they their card will be declined and we will tell the customer to call the issuing bank. D: What if a customer deputed about disputes the charge? K: The credit card company will invest investigate, and if we have double-charge double-charged or make made mistakes, we will do a chargeback. We can do it with the register easily. All of things can be done with the machine. It’s great. D: What if it doesn’t work? K: What~~‘s~~ if what don’t doesn't work? D: What if the register breaks down? K: Well… I think you have to write down all the information and process it until when the machine work works again. D: It is not so much such a time saver, right? K: But you only have to do that when it breaks down and it won’t break down… not very often. D: we We‘ll see about it that!

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